Control, rewards and convenience—online banking features you need
U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes.
Zelle® enrollment is required with a U.S.-based bank account and a U.S. mobile number or email address. Voice over IP (VOIP), prepaid mobile phone numbers, landlines and Google voice numbers are not eligible for Zelle® enrollment. Message and data charges from your carrier may apply. Transaction limitations may apply. See Terms and Conditions for details.
To use Zelle® with Discover, an Account Center registered Discover checking, savings, or money market account that has been open for at least 90 days is required. Neither Discover nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.
In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
ATMs where you need them
Some ATMs have limited hours and/or restricted access. ATM owners may charge a fee at locations outside of our no-fee network.
If you're charged a fee, please be aware that some ATM operators leave the network without notifying Discover and those ATMs may continue to display as "No Fee" in our locator until it can be updated. If you have any issues using an ATM that's displayed in our locator, or if you believe you've been charged an ATM fee in error, contact us at 1-800-347-7000.
No. Fees. Period.
Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network. A penalty may be charged for early withdrawal from a Certificate of Deposit.
That’s right! No fees for everyone, on every account.
- No monthly fees
- No insufficient funds or overdraft fees
- No minimum balance required to avoid monthly fees
Right here where you need us
For more information on FDIC deposit insurance (including information on deposit ownership categories), or for help calculating your coverage, visit EDIE.FDIC.gov or call the FDIC at 1-877-275-3342 (1-877-ASKFDIC).
